Starting in January 2026, households across Singapore will receive S$300 in CDC Vouchers, alongside U-Save utility rebates and Service & Conservancy Charges (S&CC) rebates. These measures form part of the government’s continued cost-of-living support to help families manage rising daily and monthly expenses.
For many households particularly those living in HDB flats the combined value of these benefits can translate into meaningful savings when used strategically.
Table of Contents
January 2026 Cost-of-Living Support Overview
| Support Measure | Key Details |
|---|---|
| CDC Vouchers | S$300 per household, digital, claimed via Singpass |
| U-Save Rebates | Automatically offset utility bills for eligible HDB households |
| S&CC Rebates | Automatic rebates to reduce Town Council charges |
What Are CDC Vouchers and Who Can Receive Them?
The CDC Vouchers scheme is administered by Singapore’s Community Development Councils to help households cope with everyday expenses while supporting local businesses.
CDC Voucher Eligibility for January 2026
You are eligible for the S$300 CDC Vouchers if:
- Your household includes at least one Singapore Citizen
- You are living in Singapore
- One household member has Singpass to make the claim
There are no income limits and no restrictions by property type, which means households in private properties are also included.
How the S$300 CDC Vouchers Are Typically Split
Based on past CDC voucher distributions, the S$300 is usually divided to encourage balanced spending:
| Spending Category | Estimated Amount |
|---|---|
| Heartland hawkers & merchants | S$150 |
| Supermarkets | S$150 |
| Total | S$300 |
This structure helps households manage food costs while ensuring continued support for neighbourhood shops and hawkers.
How to Claim CDC Vouchers in January 2026
The claiming process is fully digital and designed to be quick and simple:
- Log in to the official CDC Voucher portal using Singpass
- Confirm your household address and eligibility details
- Receive the digital vouchers instantly in the form of QR codes
- Share vouchers with family members via SMS or WhatsApp
Only one household member needs to claim on behalf of the entire household.
Where CDC Vouchers Can Be Used in 2026
CDC Vouchers can be spent at participating outlets displaying official CDC decals.
Accepted Locations
Hawkers and Heartland Merchants
- Coffee shops
- Wet market stalls
- Provision shops
- Hair salons
- Selected neighbourhood medical clinics
Supermarkets
- Major supermarket chains
- Participating neighbourhood grocery stores
Tip: Using supermarket vouchers for essentials such as rice, eggs, cooking oil, and milk can help offset rising grocery prices.
Understanding U-Save Utility Rebates
What Are U-Save Rebates?
U-Save rebates are designed to reduce electricity, water, and gas bills for eligible HDB households. These rebates are credited automatically to utility accounts—no application is required.
Estimated U-Save Rebates by Flat Type
| HDB Flat Type | Expected Rebate Level |
|---|---|
| 1- & 2-room | Higher |
| 3-room | Moderate |
| 4-room | Standard |
| 5-room & Executive | Lower |
U-Save rebates are typically disbursed quarterly, helping households manage utility costs throughout the year.
S&CC Rebates: Reducing Town Council Charges
What S&CC Rebates Cover
S&CC rebates help offset charges related to:
- Estate cleaning
- Lift maintenance
- Upkeep of common areas
Eligible households receive these rebates automatically, reducing one or more months of Town Council fees depending on flat type.
Total Potential Savings for a Household
For a typical 4-room HDB household, the combined benefits could look like this:
| Benefit Type | Estimated Value |
|---|---|
| CDC Vouchers | S$300 |
| U-Save Rebates | S$300–S$400 |
| S&CC Rebates | S$200–S$300 |
| Total Estimated Savings | Up to S$1,000 |
Smart Ways to Maximise Your Benefits
- Prioritise essentials by using CDC vouchers for food and groceries
- Stack savings by combining vouchers with promotions or cashback where allowed
- Plan purchases and stock up on non-perishables during sales
- Use U-Save rebates wisely without increasing energy consumption unnecessarily
Why This Support Matters
With ongoing pressure from food prices, utility costs, and service charges, the January 2026 CDC Vouchers, together with U-Save and S&CC rebates, provide direct and immediate relief without complicated application processes. At the same time, the scheme helps channel spending back into neighbourhood businesses, supporting local jobs and the heartland economy.
Frequently Asked Questions
Are CDC vouchers taxable?
No. CDC vouchers are not taxable and do not need to be declared.
Can households living in private properties receive CDC vouchers?
Yes. All eligible Singapore households qualify, regardless of property type.
Do CDC vouchers expire?
Yes. Vouchers usually come with a validity period and must be used before the stated expiry date.
What if no one in the household has Singpass?
At least one household member must have Singpass to claim the vouchers.
Can CDC vouchers be exchanged for cash?
No. They can only be spent at participating merchants.
